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Michigan Auto Insurance Reform Links

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Understanding the Changes and How They Affect You

On July 2, 2020 the new Michigan no-fault law takes effect, signed by Governor Whitmer last May.  Individuals are going to have the opportunity to reduce their personal injury protection, otherwise known as “PIP”, to lower their premiums.

The citizens of Michigan have been asking for reform to lower auto insurance premiums for years and now they have the opportunity.  The choices that are available to individuals now can generate savings, but they also represent, in many cases, a reduction of coverage.  It’s our opinion that people should carefully consider the coverage reduction and its possible impact on covered individuals under the policy.  Should people make no decision, it’s likely the auto carrier they’re currently insured with will renew their policy with the full PIP coverage which will remain unlimited.


Michigan State Bulletin - Official Notice

BCBN BCN Customer - Auto-Insurance Frequently Asked Questions

BCBS BCN Auto Changes - Group Insurance - Frequently Asked Questions

Michigan Auto Insurance Healthcare Effects - PowerPoint

The above is for informational purposes only and should not be relied upon for guidance and should not be considered as formal advice for any situation. I would urge you to contact your auto insurance agent or your financial advisor and attorney when reviewing your personal no-fault auto insurance reform strategy.